All Access Checking

Effective 6/1/2025: A maintenance charge of $15.00 will be imposed every monthly statement cycle if the balance in the account falls below $500.00 any day of the monthly statement cycle. The minimum balance requirement is waived if the account receives qualifying direct deposits of $250.00 or more each monthly statement cycle.

*Qualifying direct deposits are defined as recurring payroll direct deposits or electronic deposits of pension or government benefits, such as Social Security, that are made by an employer or the government using the account and routing numbers that you provide to them. Transfers from one account to another, person-to-person payments (such as Zelle), online or mobile banking deposits, or deposits made at a branch or ATM do not qualify as direct deposits.

Please review the account agreement, product disclosure and applicable Schedule of Fees for additional terms and conditions.

Federal law requires all financial institutions to obtain, verify and record information that identifies each person who opens an account. When you open an account, we must ask for your name, address, date of birth and other information that will allow us to identify you. We may also request your driver's license or other identifying documents, even if you currently maintain a banking relationship with us. Strict adherence to these regulations helps to protect Valley and its customers from criminal activity. Your cooperation is greatly appreciated.