FDIC-Insured Digital Badge
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Find your next checking account

Choose from a range of checking accounts designed to meet your unique needs
Interest Checking Plus
Interest Checking Plus

Boost your checking account by earning interest on your balance. 


Earn 0.02% APY on your checking balance
Open with just $100
No monthly maintenance charge for average daily balances of $1,000 or more
My Teen Checking
My Teen Checking

Start your teen's financial journey, for teens aged 13-16


Earn a $25 reward when you register for a debit card
Open with just $25
No monthly maintenance charge
For 13-16 year-olds
Milestone Checking
Milestone Checking

No-fuss banking for adults aged 55+


Open with just $100
No monthly maintenance charge
For adults aged 55 and over
Zero minimum balance requirement
All Access Checking
All Access Checking

All Access Checking covers your checking fundamentals


Open with just $100
No monthly maintenance charge for balances above $99

Every checking account gives you:

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Online and Mobile Banking

Bank from wherever you are, on any device

Use Zelle to easily send or receive money from friends and family

Manage your budget with our My Money Manager tool

Enroll in paperless statements 

Deposit checks without having to visit a branch

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Making banking easier for you

Here's how:

Use your debit card to make purchases in person or online

Withdraw money with no ATM fees at over 230+ ATMs and 200+ branches

Open an account online without needing to visit a branch

Get support from our Customer Care team online or by phone

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Security for your peace of mind

We're invested in account security

All accounts are FDIC-insured up to $250,000 per depositor for each account ownership category

Manage your debit card settings in our mobile app, including card freezes

Set up biometrics for signing in to increase security

Use multi-factor authentication for an additional security layer

Open an account in minutes

Step 1:

Gather your Social Security Number and a valid ID.

Step 2:

Take a few minutes to fill out the application and fund your account.

Step 3:

Start using your account as soon as it's approved.

Interested in something else?

Check out more of our products and offerings

Personal Savings

Compare our savings accounts and choose the one that best fits your needs.

Savings Accounts
Money Markets
IRAs

CDs

We offer competitive Certificates of Deposit to help you get more out of your savings.

Competitive rates
Fixed terms
Online application available

Loans

Explore our loans so you can buy what you need.

Auto Loans
Borrowing against life insurance

Mortgages

Get a residential mortgage or home equity loan from Valley

Home Purchases
Refinancing
HELOC
Low income programs
Valley Insight Center

Latest Tips and Articles

Whether you're looking to manage your money better or stay informed about the latest financial trends, our Insight Center has you covered. 

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